MTN Uganda in partnership with Pesapal have created a platform that lets you buy airtime online with a VISA or Master card. The Platform www.mtntopup.co.ug is simple and let’s you top up in 3 simple steps. The first step is to fill in your details like name, email, phone number and amount. The second step is to fill in your payment details and last is to confirm and complete the process. The issue however is that not so many people have access to VISA and MASTER cards not to mention that even if they did, they have better and easier options to access airtime than use the platform. This however doesn’t make the platform totally irrelevant it just means that it serves the needs of very few.
However, we saw MTN Uganda test the “Send Money” button that is currently non functional. What this means is that soon enough you will be able to do anything with mobile money online that you can currently do on your mobile phone. The Payway Kiosk is already doing it by allowing you pay bills online.
Having mobile money online will present a new dimension in mobile payments bringing possibilities of integration between Mobile Money and VISA. Imagine if anyone with a mobile money account could shop online like anyone with a VISA card?