MTN Mobile Money (U) Limited (MTN MoMo) officially launched Wesotinge Season 2, a campaign dedicated to empowering Ugandans through accessible, fast, and convenient financial services. Building on the success of Season 1, which saw a remarkable increase in loan uptake, Season 2 introduces MoMo Advance, an innovative overdraft service designed to simplify everyday financial challenges.
What is MoMo Advance?
MoMo Advance is a game-changing service that provides instant, need-based top-ups to MTN MoMo users. Unlike traditional loans, this service is universally accessible, ensuring that no user is left stranded due to insufficient balances. Whether you’re paying bills, sending money, or buying airtime, MoMo Advance ensures you’re always covered.
Key Features of MoMo Advance:
- Instant Access: No lengthy processes—get top-ups in real-time.
- Universal Eligibility: Available to all MTN MoMo users.
- Seamless Transactions: A one-prompt process eliminates complexities.
- Need-Based Solutions: Designed to address everyday financial needs without unnecessary debt.
Jemima Kariuki, Chief Product Officer of MTN MoMo, emphasized the transformative nature of the service:
“MoMo Advance is more than just a loan; it’s a real-time financial solution. Whether you’re managing daily expenses or unexpected situations, MoMo Advance ensures that money is always within reach.”
Related: MTN MoMo Users can now access Savings and loan service via *165*5# menu
Why MoMo Advance Matters
In Uganda, where financial challenges are a daily reality for many, MoMo Advance offers a lifeline. It simplifies financial transactions, ensuring users can:
- Pay utility bills (Yaka, National Water, Pay TV, etc.).
- Send money through P2P transactions.
- Make payments via MoMo Pay.
- Purchase airtime and data bundles effortlessly.
By eliminating the stress of failed transactions and providing tailored solutions, MoMo Advance delivers peace of mind to its users.

Wesotinge Season 2: A Broader Vision for Financial Inclusion
While MoMo Advance is the star of Wesotinge Season 2, it’s part of MTN MoMo’s broader ecosystem of financial products designed to promote inclusion and security. These include:
- Mokash (in partnership with NCBA).
- MoPESA (in partnership with KCB).
- MoSente (in partnership with Jumo).
- XtraCash (in partnership with Postbank).
Additionally, MTN MoMo’s savings features allow users to start saving with as little as UGX 500, earning interest on their balances. This makes it easier to save for school fees, emergencies, or personal goals, offering a simple and rewarding path to financial security.
Related: How To Pay School Fees using MTN MoMo and Save time
The Impact of Wesotinge Season 1
The success of Wesotinge Season 1 laid the foundation for Season 2. In 2024, the campaign introduced millions of Ugandans to MTN MoMo’s loan and savings products, resulting in a significant increase in loan uptake. With over 13.2 million users, MTN MoMo has transformed mobile money into a comprehensive financial ecosystem tailored to meet diverse customer needs.
How to Activate MoMo Advance
Getting started with MoMo Advance is simple:
- Dial *165*5# on your phone.
- Access the “Loans” feature on the MTN MoMo app.
For more information, visit the official MTN MoMo Advance page.
MTN MoMo’s Commitment to Financial Empowerment
Through interactive activations and targeted education campaigns, Wesotinge Season 2 aims to equip every MoMo user with the tools to confidently manage their financial journey.
“MTN MoMo is on a mission to make financial security accessible to all Ugandans,” added Kariuki. “Wesotinge Season 2 underscores this commitment by ensuring every customer has the financial tools they need, right at their fingertips.”
Join the Movement
MTN MoMo’s Wesotinge Season 2 is more than a campaign—it’s a movement toward financial empowerment. With MoMo Advance and a suite of innovative products, MTN MoMo is redefining how Ugandans access and manage their finances.
Stay connected, stay empowered, and embrace the future of financial inclusion with MTN MoMo.
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