List of M-Pesa charges for 2018

MPESA has become a key part of our lives as Kenyans. We use MPESA now to send money to family and friends, to pay for goods, to pay bills, school fees and everything else in between. That said, it is important to know just how much the conveniences offered by MPESA is costing us.  MPESA rates have remained relatively constant for quite some time now. Here are the MPESA Rates for you in Mid 2018.

MPESA Rates

Sending Funds to another MPESA user

Min(KSHs.) Max(KSHs.) M-PESA Charges
149Free
50100Free
10150011
501100015
1001150025
1501250040
2501350055
3501500060
5001750075
75011000085
100011500095
1500120000100
2000125000110
2500130000110
3000135000110
3500140000110
4000145000110
4500150000110
5000170000110

Withdrawing Funds from MPESA Agent

Min(KSHs.) Max(KSHs.) M-PESA Charges
149N/A
5010010
10150027
501100027
1001150027
1501250027
2501350049
3501500066
5001750082
750110000110
1000115000159
1500120000176
2000125000187
2500130000187
3000135000187
3500140000275
4000145000275
4500150000275
5000170000330

Transfering Funds to Unregistered Users

Min(KSHs.) Max(KSHs.) M-PESA Charges
149N/A
50100N/A
10150044
501100048
1001150058
1501250073
25013500110
35015000132
50017500163
750110000201
1000115000260
1500120000282
2000125000303
2500130000303
3000135000303
3500140000N/A
4000145000N/A
4500150000N/A
5000170000N/A

ATM Withdrawal

MPESA also allows users to withdraw funds from a number of supported Bank Partners in the country. So far, I have had success withdrawing funds from KCB ATMs, Equity Bank, Family Bank and Barclays Bank ATMs.

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This especially comes in handy when you need to withdraw large amounts that local agents are unable to process. The charges for using ATM are as follows.

Min(KSHs.) Max(KSHs.) M-PESA Charges
200250033
2501500066
500110000110
50120000193

Other transactions such as purchasing airtime for your number or for other Safaricom numbers is free. You can do this using the normal Sim Toolkit menu used to withdraw or Lipa na MPESA.