Transaction charges between M-PESA, AirtelMoney and T-Kash

Kenyans can now seamlessly transact between each other irrespective of what Mobile Money platform they are on. Well, not quite yet. AirtelMoney and T-kash are still trying to figure out ways of playing nice with each other but that is coming soon. At the moment, M-PESA plays nice with noth AirtelMoney and T-kash. But how much does it cost to transact across the divide? Let us look at what it costs.

The following table shows cross-platform transaction charges by all three Mobile money solutions.

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Minimum Amount (Kes.)Maximum Amount (Kes.)AirtelMoney to other networksT-Kash to other networksM-PESA to other networks
149000
50100000
10150071011
501100091515
10011500152025
15012500243040
25013500334055
35015000365060
50017500456075
750110000518085
1000115000578095
15001200006080100
200012500066100110
250013000066100110
300013500066100110
350014000066100110
400014500066100110
450015000066100110
500017000066100110

 

Transaction costs between T-kash and M-PESA and between T-kash customers

MinumimMaximumSending from T-kash to T-KashSending from T-kash to M-PESA
14900
5010000
10120000
2015001010
50110001515
100115002020
150125003030
250135004040
350150005050
500175006060
7501100008080
10001150008080
1500120000100100
2000125000100100
2500135000100100
3500140000100100
4000145000100100
4500150000100100
5000170000100100

Transaction charges between AirtelMoney customers and Safaricom M-PESA

Minimum Amount (Kes.)Maximum Amount (Kes.)AirtelMoney to AirtelMoneyAirtel Money to M-PESA
14900
5010000
10150077
501100099
100115001515
150125002424
250135003333
350150003636
500175004545
7501100005151
10001150005757
15001200006060
20001250006666
25001300006666
30001350006666
35001400006666
40001450006666
45001500006666
50001700006666

Airtel Money customers should note that;

  • Maximum Account balance is Kshs. 140,000
  • Maximum Daily Transaction value is Kshs. 140,000. Maximum amount per transaction is Kshs. 70,000
  • Withdrawals for both on-net and off -net customers cost the same
  • Customers from other networks cannot withdraw more than Kshs. 35,000 per transaction

 

Transaction costs between M-PESA and other carriers and between M-PESA customers

MinimumMaximumM-PESA to M-PESAM-PESA to other networks
149FREE*N/A
50100FREE*N/A
1015001111
50110001515
100115002626
150125004141
250135005656
350150006161
500175007777
7501100008787
10001150009797
1500120000102102
2000135000105105
3500150000105105
5000170000105105

Safaricom customers need to note that;

  • You cannot send anything less than Ksh.100 to other carriers. The minimum amount is therefore Ksh.101.
  • Maximum Account Balance is KSHs.100,000
  • Maximum Daily Transaction Value is KSHs.140,000.Maximum per transaction is KSHs.70,000
  • You cannot withdraw less than KSHs.50 at an M-PESA agent outlet
  • To transact, your Safaricom line and M-PESA account must be active