How to send money from MTN Uganda mobile money to M-Pesa and MTN Rwanda

MTN Uganda Mobile money users can send money directly to Safaricom M-Pesa mobile users or MTN Rwanda in an instant. MTN  is yet to add other operators in the region such as Vodacom Tanzania, Airtel Kenya or Telekom Kenya yet.

In 2016, MTN partnered with Kenya’s Safaricom to power cross-border regional Mobile money transfers. So MTN Uganda mobile users can send money to Safaricom’s M-Pesa customers and vice versa. The recipient receives money in the native countries currency.

Advertisement - Continue reading below

MTN says they use the Official current Bank of Uganda (BOU) exchange rate. So you want to check with BOU website before you embark on sending funds.  MTN and Safaricom both command the largest market share of Mobile money users in Uganda and Kenya respectively.

MTN Uganda to Safaricom M-Pesa

  • Dial *165#
  • Select Send Money (1)
  • Select International Transfer (3)
  • Select Safaricom M-Pesa (1)
  • Enter the recipient Number in format 254XXX

Related post: MTN Uganda opens up Mobile Money transfers to Kenya and Rwanda


MTN Uganda to MTN Rwanda

  • Dial *165#
  • Select Send Money (1)
  • Select International Transfer (3)
  • Select MTN Rwanda(2)
  • Enter the recipient Number in format 250XXX

Related post: How to send money via M-Pesa to Uganda, Rwanda and Tanzania mobile users


What are the sending charges

MTN Uganda does not have a tariff guide for sending money to Kenya and Rwanda. However, when I tweeted them, MTN says they charge a base fee of Ugx 5,000 plus 2.5% of the amount you are sending.


MTN has dropped the percentage transaction charge from  5% when it launched about two years ago to %2.5%.