How to Register for SHIF in Kenya (2025 Update)

Registering for the Social Health Insurance Fund (SHIF) in Kenya is now a must for everyone living in the country. I’ve just gone through the process myself in 2025, and I’m here to guide you step-by-step so you can register quickly and avoid common mistakes. Here’s what you need to know about SHIF and how to get started.

What is SHIF and Why Does It Matter?

SHIF (Social Health Insurance Fund) replaced NHIF in 2024, and it’s now the main way to get health insurance in Kenya. The fund aims to provide universal health coverage for all Kenyans and legal residents, no matter your job or income. I’ve found that SHIF is required for accessing most public services, and you’ll need proof of registration for things like government documents, hospital visits, and even some job applications.

Unlike the old NHIF, SHIF charges a flat 2.75% of your gross salary, making it more equitable for everyone. Children born in Kenya are automatically registered at birth, but adults and foreigners must register themselves. If you were an NHIF member, your details and contributions have already been moved to SHIF.

Step 1: Gather Your Documents

Before you start, make sure you have your National ID (or passport for foreigners), a valid phone number, and an active email address. I also recommend having your NHIF number handy if you were previously registered, as it can speed up the process. For dependents, you’ll need their birth certificates or IDs as well.

Having everything ready will make registration much faster. If you’re registering for your family, collect all required documents before you begin.

Step 2: Register Online on the SHIF Portal

Go to the official SHIF registration portal at https://sha.go.ke/. Click on the registration link and create a new account using your email and phone number. You’ll receive a verification code by SMS or email to activate your account.

Related:

• How to Check Your NHIF Status Online
• Here’s the New Way to Pay for NHIF in 2024

Once logged in, fill out the application form with your personal details and upload scanned copies of your documents. The portal will guide you through each step, and you can add dependents during registration. Double-check all your information before submitting.

Step 3: Pay Your SHIF Contribution

After submitting your registration, you’ll be prompted to pay your first SHIF contribution. Payments can be made via mobile money (M-PESA), bank transfer, or credit/debit card. The portal provides clear instructions for each payment method. I found mobile money to be the fastest and most convenient option.

Once payment is confirmed, your SHIF membership becomes active. You’ll get a confirmation message and can download your digital SHIF card from the portal.

Step 4: Access Your Benefits and Update Your Details

With your SHIF registration complete, you can now access healthcare services at accredited facilities across Kenya. Always carry your digital SHIF card or have your membership number handy. If your details change (like adding a newborn or updating your address), log into the portal and update your profile.

Remember, SHIF membership is now required for most official transactions, so keep your registration up to date to avoid interruptions in service.

Tips for a Smooth SHIF Registration

Here are my top tips to help you register for SHIF without any hassles:

• Use a valid email and phone number you can access easily.
• Scan or photograph your documents clearly before uploading.
• Pay your contribution promptly to activate your membership.
• Bookmark the SHIF portal for easy access to your account.
• Contact SHIF support if you have any issues—they’re responsive and helpful.

Conclusion

Registering for SHIF in Kenya is simple in 2025 if you follow these steps. The process is fully online, and once you’re registered, you’ll enjoy access to essential health services for you and your family. If you have questions or need help, let me know in the comments—I’m here to help!